SAND FINANZ GRUPPE
Financing that fits your project.
Present your project online. We review your request transparently and, after a complete assessment, prepare an individual offer.
- Transparent review
- 100% online
- Confidential handling
Financing requires a positive assessment of your documents and repayment capacity.
Representative example: Personal loan of €40,000.00 over 48 months at a fixed borrowing rate of 3.0%. Total amount payable: €42,497.76.
Non-binding simulation. Not a binding offer. Financing requires a positive assessment of your documents and repayment capacity.
The following values are managed centrally and are for guidance only.
Our financing solutions
Choose the option that fits your project. Offers are prepared only after review.
Personal loan
Flexible financing for personal projects with clear terms.
Learn moreCar financing
Finance a new or used vehicle with predictable instalments.
Learn moreRenovation
Modernisation and renovation of your home.
Learn moreBusiness
Investments and working capital for your company.
Learn moreStudies
Financing of education and further training.
Learn moreEnergy
Photovoltaics, heat pumps and energy measures.
Learn moreWhy SAND FINANZ GRUPPE
100% online
Submit your request and documents fully digitally.
Readable terms
Understandable information on amount, term and cost.
Personal support
We accompany your request throughout the process.
Document security
Encrypted transmission and confidential storage.
Loan calculator
Calculate a non-binding sample instalment. The values are for guidance only.
Quick calculator
- Nominal rate p.a.
- 3.0%
- Effective annual rate (APR) (indicative)
- 3.04%
- Total interest
- €2,497.76
- Total repayment
- €42,497.76
- Total cost of credit
- €2,497.76
Representative example: Personal loan of €40,000.00 over 48 months at a fixed borrowing rate of 3.0%. Total amount payable: €42,497.76.
Non-binding simulation. Not a binding offer. Financing requires a positive assessment of your documents and repayment capacity.